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The article studied the choice of parameters for the hopper car for transportation the most popular grain cargoes and on the basis of this calculated the required fleet. The authors point out the economic feasibility of the purchase of specialized cars only in case when the total value of required depot of cars, which is calculated by increasing the proportion of «light» cargo in the total cargo turnover, is lower for specialized cars than for universal.

The article deals with objective preconditions of forming stable bases of the cluster theory and its specific features, the attention is paid to historical aspects of dialectical development of the cluster theory. The authors highlighted the main tasks, accomplishment of which is necessary for achieving an effective cluster policy in the system of the national economy. The opportunity of using the advantages and potential opportunities of clusters in respect of the agricultural sphere of the national economy is grounded. The model of agro-industrial clusters is considered as one of the ways to increase competitive advantage of the agro-industrial complex, to achieve reproduction on an enlarged scale and to solve tasks of the national victualling. An algorithm of analyzing factors of forming clusters in the agricultural sector of russian economy is proposed.

The article is focused on analysis of trends in the development of the mortgage and insurance market in the period from 2007 to 2014. The article presents the Russian and international approaches to define the essence of mortgage insurance, reveals goals of mortgage system functioning, analyzes key indicators of mortgage market development and identified factors influencing its development.

This article describes the stages of formation of World trade organization (WTO), as a new aspect of multilateral trade relations regulation. It also describes the main objectives, key functions of WTO and regulations of this organization.